Automate M-Pesa STK savings, digital loan applications with SMS guarantor approvals, merry-go-round rotas, welfare kitties, and real-time audited financial statements.
Replace paper ledger books, spreadsheet errors, and WhatsApp confusion with automated fintech infrastructure.
Trigger automated M-Pesa STK prompts for monthly deposits, track individual balances, share capital, and dividend yields with zero manual bookkeeping.
Members apply for loans online with automated interest computing (reducing balance or flat rate) and multi-member SMS guarantor approvals.
Automated revolving fund schedules with turn swapping, reminder SMS alerts, and one-click bulk payouts to the active recipient.
Manage bereavement, medical, and emergency benevolent funds with transparent claims verification, approvals, and payout logs.
Launch targeted fundraising drives for investments, weddings, or land purchases with live progress bars and public donor boards.
Generate one-click balance sheets, cash flow statements, trial balances, and tax-ready summaries exportable to PDF and Excel.
Enter your Chama name, choose your leadership role, and secure your workspace with instant 2FA.
Invite your members via SMS or email with customized contribution targets and rota sequences.
Collect dues seamlessly via M-Pesa Paybill/Till, disburse loans, and review transparent live reports.